13.9 percent decrease
New York is expected to see medical claims costs go down significantly as the Affordable Care Act comes into effect. The Empire State will fare so well because many of the new rules contained within the reform have been in place there for years. For example, health care providers are already prohibited from denying coverage based on one’s individual health. Instead, insurers must set community rates, which are based on factors relating to where you live, rather than who you are. Vermont, Massachusetts, New Jersey, and Maine have similar laws.