When the Kaiser Family Foundation reported last week that insurance premiums had climbed 9.5% this year — the biggest increase since 2004 — it looked as though a key promise of Obama-Care had been broken.

Indeed, just before he signed the health reform law, President Obama said it would "bring down the cost of health care for families, for businesses, and for the federal government." Instead, average family premiums have climbed $2,393 since 2008, the Kaiser survey found.