Question: You meet with your accountant. She tells you, "A panel of financial planners went over your books. You're living way beyond your means. At this rate, you will reach a tipping point. It's unclear exactly when. But if you keep it up, you will lose everything and saddle your children with historic debt." What would you do? (A) Ignore your accountant. (B) Go home and rant about frugality.... (Read Full Article)