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You may think the topic of "proxy access" has nothing to do with you, if you've even heard of the term. But if you own stock, directly or through mutual funds, want to retire someday or want to keep your job, you'd be wrong ... way wrong.

The topic and recently announced changes in Securities and Exchange Commission rules have everything to do with the health of our economy. We've seen far too many corporate debacles as a result of poor corporate decision-making, which have laid low our economy and cost us trillions to try to fix. In an effort to get better decision-making, the SEC recently changed the rules to make managements and boards of directors more accountable.